The Employee Provident Fund Organisation (EPFO) has started crediting FY26 interest to more than 34 crore PF accounts, which will help salaried employees across India. The interest credit process began on July 15, 2026 and EPF subscribers can see the updated balance in their accounts.
The annual interest credit is one of the most anticipated updates for EPF members as it increases the retirement savings accumulated in their Provident Fund accounts. Members can verify the updated balance with a number of official EPFO services once the interest has been paid.
The EPFO occasionally credits interest after the government approves the annual interest rate for the financial year. Once processed, the amount is reflected in the member's passbook and PF balance.
How to Check Your EPF Balance
1.EPFO Member Passbook Portal
Visit the official EPFO Member Passbook portal. You can log in using your universal account number (UAN) and password. Select your PF account to see your balance and interest.
2.UMANG Mobile App
Download or open the UMANG app. Go to EPFO Services and check EPFO Services. Log in with your UAN and complete the OTP verification. Check your passbook and PF balance immediately.
3.SMS Service
EPFO members with UAN activated and linked with Aadhaar, PAN and bank account can check their balance by sending an SMS in the prescribed format from their registered mobile number.
4.Missed Call Service
Subscribers can also get their PF balance by sending a missed call to the EPFO's designated number from their registered mobile number. The balance details are sent through SMS if the UAN is activated and KYC details are complete.
Who will receive the interest?
The interest will be credited to all eligible EPF members whose accounts are active and comply with EPFO guidelines. Because the process is done in stages, some subscribers will receive the credit slightly later than others.
The members who do not immediately see the updated interest amount should not be worried, because EPFO typically updates accounts in batches over several days. Once the interest is credited, it will be added to the PF corpus of the member.
Moreover, employees need to ensure that their UAN is activated, KYC details are updated and Aadhaar, PAN and bank account are connected correctly to prevent any difficulties with accessing their PF account.
The crediting of FY26 interest to more than 34 crore accounts is another step forward in EPFO's aim to make retirement savings available to India’s workforce. Subscribers are advised to regularly check their accounts through official EPFO platforms to verify that the interest has been successfully reflected.
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